For very large purchases, you can call Nationwide or visit a branch. They can sometimes authorize a specific one-off transaction that exceeds the standard limit, though this is becoming rarer due to fraud prevention policies.
The Reserve Bank of India (RBI) has implemented a nationwide debit card transaction limit to enhance security and prevent unauthorized transactions. As per the new guidelines, the daily transaction limit for debit cards has been set at ₹20,000 for customers who have not registered for the additional authentication factor, namely, the Personal Identification Number (PIN) or password, for transactions above ₹5,000. nationwide debit card transaction limit
A Nationwide Debit Card Transaction Limit (NDCTL) refers to a regulatory cap imposed by a central bank or financial authority on the total value or frequency of debit card transactions an individual or account can process within a given period (e.g., daily, weekly, or monthly). Unlike bank-specific limits, a nationwide limit would be uniform across all financial institutions within a country. For very large purchases, you can call Nationwide