The account offers a monthly free limit of 50 bulk transactions .
Access to NetBanking, MobileBanking, and PhoneBanking for real-time monitoring, utility bill payments, and stopping cheque payments via SMS. Eligibility Criteria hdfc regular current account
The "Regular" variant offers mid-range limits suitable for local business operations. The account offers a monthly free limit of
Always negotiate with the branch manager. If you promise to maintain a higher volume of transactions or a Fixed Deposit, you can often get the Annual Maintenance Charges (AMC) waived for the first year. Always negotiate with the branch manager
The AQB is the average of daily closing balances over a three-month calendar quarter. 📥 Cash & Transaction Limits
| Parameter | Details | | :--- | :--- | | | ₹10,000 to ₹25,000 (depending on branch location) | | Non-maintenance Charges | Approximately ₹300 to ₹750 per month (if AMB falls short) | | Cash Transaction Charges | Free up to a certain limit (e.g., ₹2 Lakhs per month); post that, a nominal fee (₹1.5 to ₹2 per ₹1,000) applies. | | Cheque Book | Free up to 50 leaves per quarter; nominal charge beyond that. |
50 free transactions per month (includes clearing and fund transfers). 🛠️ Key Business Features InstaAlerts: Real-time updates on all account activity.