HDFC Bank is one of India’s largest private sector banks, and its ATM/debit card limits are a critical factor for daily banking, especially for users who rely on cash or use their card for frequent purchases. Here’s an in-depth look at the limits, how they compare to other banks, and the practical pros and cons.
HDFC is – neither most generous (SBI offers more free withdrawals) nor most restrictive. hdfc atm card limit
| Card Type | Daily Cash Withdrawal Limit | Daily Shopping (POS/E-com) Limit | | :--- | :--- | :--- | | | ₹10,000 - ₹25,000 | ₹10,000 - ₹25,000 | | Gold / Titanium | ₹25,000 - ₹50,000 | ₹50,000 - ₹75,000 | | Platinum | ₹50,000 - ₹1,00,000 | ₹1,00,000 - ₹1,75,000 | | Millennia | ₹1,00,000 | ₹1,00,000 - ₹2,50,000 | | Times Card (Titanium/Platinum) | ₹50,000 - ₹1,00,000 | ₹1,00,000 - ₹1,75,000 | | JetPrivilege / Imperia | ₹1,00,000 | ₹2,00,000+ | | Infinia (Super Premium) | ₹1,00,000 - ₹2,00,000 | ₹2,00,000 - ₹3,00,000+ | HDFC Bank is one of India’s largest private
For new debit cards, HDFC Bank often sets a default lower limit (e.g., ₹20,000) for security reasons. You must increase this manually if you require higher limits. | Card Type | Daily Cash Withdrawal Limit
You can call HDFC PhoneBanking and request an increase in your limit. A customer care executive will verify your identity and process the request if your card variant allows it.
: For security reasons, accounts that are less than 6 months old are typically capped at a lower withdrawal limit of ₹50,000 per day regardless of the card variant. 2. New 2026 ATM Rules & Transaction Charges
If your default limit is too low for your needs, HDFC Bank allows you to increase it (up to the maximum cap allowed for your card variant).