Home Loan Icici Bank Interest Rate 💫

(Using reducing balance method)

: A score of 750+ is preferred for the best terms.

Use ICICI’s online “Home Loan EMI Calculator” to check exact outflows. Apply during festive offers (usually August–December) to get processing fee fully waived. home loan icici bank interest rate

Home Loan Interest Rates in India @ 7.45%* (2026) | ICICI Bank

| Loan Type | Interest Rate (p.a.) | EMI per ₹1 Lakh (20-year tenure) | | :--- | :--- | :--- | | | 8.50% – 9.35% | ~₹868 – ₹925 | | Self-Employed | 8.60% – 9.50% | ~₹875 – ₹932 | | Women Borrowers | 8.50% – 9.25% | ~₹868 – ₹918 | | ICICI Bank Privilege/Salary Account Holders | 8.45% – 9.20% | ~₹865 – ₹915 | (Using reducing balance method) : A score of

ICICI Bank categorizes rates based on the total loan amount and professional background: : Salaried: 9.25% – 9.65% Self-Employed: 9.40% – 9.80% ₹35 Lakhs to ₹75 Lakhs : Salaried: 9.50% – 9.80% Self-Employed: 9.65% – 9.95% Above ₹75 Lakhs : Salaried: 9.60% – 9.90% Self-Employed: 9.75% – 10.05% Fees and Other Charges Beyond the interest rate, consider these additional costs:

ICICI Bank offers home loans starting from onwards, depending on the applicant’s credit profile, loan amount, and gender. Home Loan Interest Rates in India @ 7

Would you like to know more about the eligibility criteria or documents required for an ICICI Bank Home Loan?

Owning a home is a significant milestone, and choosing the right lender is crucial. , one of India’s leading private sector banks, offers attractive home loan interest rates tailored to salaried and self-employed individuals. As of April 2026, ICICI Bank continues to provide competitive rates linked to the External Benchmark Lending Rate (EBLR) , primarily the Repo Rate.

As of , ICICI Bank offers competitive home loan interest rates starting from 7.45% p.a. . These rates are primarily linked to the Repo Rate, making them subject to market fluctuations and quarterly resets. ICICI Bank Home Loan Interest Rates (April 2026)