Simulador Jubilacion Parcial |top| Jun 2026

: Debes identificarte mediante Cl@ve, DNI electrónico o SMS si tu móvil está registrado.

Para que la simulación sea realista, debes cumplir con los requisitos legales vigentes, los cuales se han endurecido progresivamente.

| Tool | Source | Features | |------|--------|----------| | Seguridad Social (Tu Seguridad Social) | Official | Accurate contribution data, regulatory base calculation | | Banco de España / Jubilación simulator | Financial institutions | Basic estimates, often exclude relief contract rules | | Asesores laborales (private) | Paid | Detailed scenarios with collective agreements | simulador jubilacion parcial

: El sistema muestra tu fecha de jubilación ordinaria y la cuantía estimada basándose en tus bases de cotización reales.

Partial retirement (or phased retirement) addresses these issues by allowing individuals to work reduced hours (e.g., 50% or 60%) while receiving a partial salary and, in many cases, a partial pension. : Debes identificarte mediante Cl@ve, DNI electrónico o

Users often discover that working part-time for a few extra years significantly boosts their final pension calculation because they continue to contribute to the system. The simulator highlights this "sweet spot."

| Variable | Description | |----------|-------------| | Birth date | Determines legal retirement age | | Contribution years | Total years of contributions to Social Security | | Current salary | Basis for calculating regulatory base | | Desired reduction % | From 25% to 50% (or up to 75% with relief contract) | | Type of relief contract | Unemployed, fixed-term, or indefinite | | Company agreement | Some collective agreements allow better conditions | in many cases

: Elige la fecha en la que deseas iniciar la jubilación parcial y especifica el porcentaje de jornada que mantendrás (normalmente entre el 25% y el 50%, o hasta el 75% con contrato de relevo).