Axis Bank adheres to the guidelines set by the Reserve Bank of India (RBI) and UIDAI regarding data storage. The bank does not store the biometric data of the customer; it acts merely as a conduit for authentication with UIDAI.
Axis Bank acts as a partner bank for AePS, allowing customers to use micro-ATMs and banking correspondents to withdraw cash, check balances, and transfer funds using only their Aadhaar number and fingerprint/iris scan. ax aadhaar
The "AX" format—better known as Aadhaar Paperless Offline e-KYC—is a secure, digitally signed XML file. It allows users to verify their identity without sharing their actual Aadhaar number or physical card. Axis Bank adheres to the guidelines set by
It masks the 12-digit Aadhaar number, showing only a Virtual ID (VID) or a reference ID. The "AX" format—better known as Aadhaar Paperless Offline
Services like mAadhaar integration and e-KYC require a mandatory OTP sent to the mobile number registered with UIDAI. This adds a layer of security, ensuring that possession of the Aadhaar card alone is insufficient for unauthorized access.
Aadhaar XML files contain specific data sets that allow for "Zero-Knowledge" verification: The legal name of the holder. Address: Current registered residence details. Photo: A low-resolution digital photo for visual matching. Gender & Date of Birth: Essential demographic markers.
To maximize the benefits of Aadhaar, the government should: