Interest rates vary based on your employment type, credit score, and the total loan amount requested. Loan Amount Interest Rate (p.a.) Up to ₹35 Lakh 8.50% – 9.40% ₹35 Lakh – ₹75 Lakh 8.50% – 9.55% Above ₹75 Lakh 8.50% – 9.65% Self-Employed Up to ₹35 Lakh 8.50% – 9.55% Above ₹75 Lakh 8.50% – 9.80% Key Factors Affecting Your Rate
: ICICI Bank typically charges zero for part pre-payments on floating-rate loans. Why Choose ICICI Bank? home loan interest rate at icici bank
ICICI is competitive but rarely the absolute lowest. Its strength is quick disbursal and digital process. Interest rates vary based on your employment type,
For those preferring predictable payments, fixed-rate loans are available. However, these carry significantly higher interest rates, often ranging from 9.10% to 11.20% p.a. depending on the fixed tenure chosen (e.g., 24 months to full term). Key Factors Determining Your Rate ICICI is competitive but rarely the absolute lowest
: ICICI Bank often provides a 5 basis point (0.05%) discount for women co-applicants, with rates occasionally starting as low as 8.10% for specific schemes.