Hdfc Bank Current Account Charges

Charges are typically levied on an Average Quarterly Balance (AQB) basis. If the balance falls below 75% of the requirement, free limits for cash deposits and cheque leaves may lapse. Account Variant Minimum Balance Requirement Non-Maintenance Charge (NMC) ₹10,000 (Non-Metro) ₹1,500 per quarter Premium ₹1,800 per quarter Plus ₹1,00,000 ₹1,500 – ₹6,000 per quarter* Max Advantage ₹5 Lakh (Metro) / ₹2.5 Lakh (Rural) ₹8,000 (Metro) / ₹4,000 (Rural) Activ ₹3,000 per quarter Institutional Zero Balance

The charges and fees mentioned in this article are subject to change and may vary depending on the HDFC Bank's policies and guidelines. For the most up-to-date and accurate information, please visit the HDFC Bank website or consult with a bank representative.

Charges are typically ₹3.5 per ₹1,000 deposited, with a minimum of ₹50 per transaction. hdfc bank current account charges

HDFC Bank’s current accounts are feature-rich but come with a clear cost structure. provided at account opening. For the latest 2026 rates, visit the official HDFC Bank website or a branch, as fees are revised periodically.

While home branch withdrawals are generally unlimited and free, non-home branch and third-party transactions have strict caps. Unlimited free cash withdrawals. Charges are typically levied on an Average Quarterly

This is the most frequent charge. If your account balance falls below the required threshold, HDFC levies a penalty.

Free up to ₹2 lakh per month or 25 transactions. For the most up-to-date and accurate information, please

Understanding the HDFC Bank current account charges is essential to manage your finances effectively and avoid unnecessary expenses. By choosing the right current account and services, you can optimize your banking experience and focus on growing your business. It's always recommended to review the charges and fees associated with your current account and consult with the bank's customer support or a financial expert if you have any queries or concerns.

Max Current Account and Women’s Current Account have lower or zero AMB requirements but higher per-transaction fees.

There is often a daily operational cap (e.g., ₹15,000 for Regular accounts) for cash deposits at branches other than your home branch. 3. Cash Withdrawal Charges